5 Simple Steps For Buying A Home
The process of buying a house can be daunting, but it doesn’t have to stop you. If this is your first time purchasing property or if the idea of homeownership feels overwhelming for some other reason I’m here with all my expertise! My quick rundown includes steps on where and how to start looking.
STARTING OUT
- Schedule an initial loan interview
- Provide requested financial documents
- Pre-qualify or get pre-approved for a loan
APPLYING
- Find your home
- Check back to verify approval and get payment estimate
- Contact seller to negotiate an offer
- Confirm the contract purpose
- Finalize the mortgage application
- Pick a loan program right for you
- Choose to lock or float your interest rate
REVIEWING
- Obtain, review, and sign disclosures
- Get loan documents
- Release all contingencies
- Give final conditions for sign-off
- Loan documents will then be prepared
SIGNING
- Meet with escrow team to sign loan documents
- Obtain certified closing funds
CLOSING
- Finalize conditions for closing
- Wait for loan to be funded and recorded
- Get the keys to your new home! Hooray!
As always thank you for reading, I appreciate you and your time.
-Your favorite Realtor® Damaris Dover
Voted #1 Bay Area Realtor on Social Media
Damaris Dover | realtor®
408.857.7789 | bre#01929839
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The information contained, and the opinions expressed, in this article are not intended to be construed as investment advice. Damarissanchez.com does not guarantee or warrant the accuracy or completeness of the information or opinions contained herein. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Damarissanchez.com will not be liable for any loss or damage caused by your reliance on the information or opinions contained herein.