Nobody likes to get a left swipe from the bank when applying for a home mortgage loan, BUT unfortunately, nearly 1 in 10 people get denied! TOP REASONS Poor credit history Credit score Too high a debt-to-income ratio Too low an appraisal, Incomplete application. So, credit history and debt-to-income ratios are the chief barriers to […]
Why & Where Buyers Get Denied Mortgages Read More »
THIS JUST IN!!!! According to a new analysis by ATTOM Data Solutions, a real estate data firm, May is the best month to sell your home. Researchers evaluated the sales of 14.7 million homes from 2011 to 2017 to pinpoint the month of a date that offered the highest sales price. May saw the largest
May is The Luckiest Month For Sellers Read More »
HOA Fees…What the f**k are they? Why do I have to pay them? Don’t feel bad, I get asked this all the time! First off, HOA is an abbreviation for Homeowner’s Association. So, if you’re buying a condo, townhouse, or even an actual home that’s in a neighborhood with shared common areas like a swimming
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By: Damaris Sanchez While the majority of landlords rely on a credit check to qualify renters, especially in this hot renter’s market don’t let it stop you from getting your dream apartment. I get that if you just graduated from college or just never cared to establish your credit because the school doesn’t teach you,
How to Rent With Bad or No Credit Read More »
New residents to the Bay Area are earning far more than the people they’re chasing out, a new report says, pushing up home prices and highlighting the gap between owners and renters in Silicon Valley. Lower-income workers moving out of the Bay Area were being replaced by younger workers making about $12,640 more annually from
High Earners Pushing Low Earners Out in The Bay Area Read More »
Don’t feel dumb if you didn’t know some of these, it’s perfectly fine. I didn’t know what’s the first thing to do when I get a flat tire. I typically just sit in my car and wait for somebody. Don’t judge. 1. What’s the best way to dry a sweater? Let it dry on a
10 Things You Need to Know As An Adult Read More »
My fellow millennial friends and family, I know it’s tough out there, especially if you’re trying to live in the Bay Area or another expensive area. According to a new study by RentCafe, a nationwide listing service for rentals, by the time we millennials turn 30, we will have paid $92,600 in rent. That’s insane!
Millennials Paying More Rent Than Any Other Generation Read More »
During December the U.S. Federal Reserve announced an increase in interest rates. The Fed raised the benchmark federal funds rate from the most recent range, between .25% and .5%, to a new higher range .5% and .75%. The Federal Reserve’s decision about interest rates will have a direct effect on you. An increase in interest
The Good & Bad of Rising Interest Rates Read More »