It’s all on our minds, housing affordability. How can I afford it? When is it going to drop? How much do I need? All good questions. The cost of raising a family looks very different depending on where you are. It will cost you about $58,906 a year to raise a four-person family in Brownsville, […]
How Much it Costs a 4-Person Family to Live Nowadays Read More »
It was 1996, and Starbucks had been open 25 years with only 1,015 stores, and they had just started selling bottled Frappuccino® coffee. I was in kindergarten when my dad would pick me up after school and take me to Starbucks every day, yes, every day! I remember getting out of class and getting asked,
Dad and Starbucks, what it means to me Read More »
The perfect match is out there for home buyers! With housing inventory at record lows, finding the perfect house can take some time. Think of it like dating. How do you find “the one” well it takes time and you have to date some bad ones aka look at bad houses. Be patient, be truthful,
Finding a Home Is Like Dating Read More »
Ok, if you’re an ice cream lover you must go. To be honest, just go even if you don’t love ice cream, this place is overall pretty awesome. The pink-filled walls everywhere, themes in every room, it’s pretty amazing. THE GOOD The moment you walk in, it’s nothing but upbeat personalities. Who can frown in
Museum of Ice Cream San Francisco Review Read More »
I LOVE RENTING, said no one ever.
I want to share with you why it’s ultimately better to own than rent. The housing market across California has had large price gains over the past years. You often contemplate whether it is
Renting Vs. Buying Read More »
First off, this is not a bribe. You can do it, or not, doesn’t matter, but what better way to thank you for your word of mouth business? What would you like? A thank you card instead? If so, let me know. Anyways, if you’re like me you LOVE to make money, I mean who
It’s true, you can buy without a social and it’s totally legal. This is huge! California is home to an estimated 2.6-2.8 million undocumented immigrants and with a valid ITIN (individual taxpayer identification number) you can purchase a home. So, if you’re looking to buy, an ITIN mortgage loan is the perfect solution. In order
Buying in California Without A Social Security Read More »
File this question under “it depends.” It’s true that loans with down payments of 20 percent or more cost borrowers less over time than low down payment loans. Low down payments leave larger principals to pay off, and those principals create more interest over time. Low down payment loans also require mortgage insurance. However, a
Do Low Down Payments Cost More or Less in The Long Run? Read More »