I LOVE RENTING, said no one ever.
I want to share with you why it’s ultimately better to own than rent. The housing market across California has had large price gains over the past years. You often contemplate whether it is
Renting Vs. Buying Read More »
First off, this is not a bribe. You can do it, or not, doesn’t matter, but what better way to thank you for your word of mouth business? What would you like? A thank you card instead? If so, let me know. Anyways, if you’re like me you LOVE to make money, I mean who
It’s true, you can buy without a social and it’s totally legal. This is huge! California is home to an estimated 2.6-2.8 million undocumented immigrants and with a valid ITIN (individual taxpayer identification number) you can purchase a home. So, if you’re looking to buy, an ITIN mortgage loan is the perfect solution. In order
Buying in California Without A Social Security Read More »
File this question under “it depends.” It’s true that loans with down payments of 20 percent or more cost borrowers less over time than low down payment loans. Low down payments leave larger principals to pay off, and those principals create more interest over time. Low down payment loans also require mortgage insurance. However, a
Do Low Down Payments Cost More or Less in The Long Run? Read More »
San Francisco, I feel like I don’t even have to say that it’s expensive and unaffordable for the average person, I’m sure the whole country knows it. So what do you do when you get a job in the city but can’t afford to buy? Don’t throw away your money by renting, rent is so
Top 5 Affordable Cities Near San Francisco Read More »
Red hearts, chocolate, and roses everywhere you go lately. Yes, it’s almost Valentine’s Day again. Some people say things like, “You should celebrate love every day, not just one day” Ok, sure, but come on, we can do it up EXTRA SPECIAL sometimes.!!! There is nothing wrong with it. I personally love it. I have
18 Fun Things to Do on Valentine’s Day Read More »
If you’re beginning to venture down the road to independence, chances are high you’ll have to take out a loan at some point. Did you go to college? You probably have student loans! Further down the road, you’ll encounter car loans and home mortgages at some point too. But, don’t fear. Loans don’t have to
Everything You Must Know If You Have/Want a Loan Read More »
Congrats!!! You got the job!! Now you’re wondering about your workplace’s policies, don’t worry, I got you covered. 1. WHAT ARE YOUR JOB RESPONSIBILITIES? You know the saying, if you never ask, you’ll never know, well that applies here and almost everywhere. Just ask your HR department what is expected of you and understand what
10 Questions To Ask HR Read More »