HOW TO ESTABLISH CREDIT Start your financial journey by applying for a credit card to start building credit. When I was 18, I got denied a few times and finally Capital One said, yea sure why not, and gave me a credit card with a balance of $300.00 I was stoked! So, don’t get discouraged […]
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Just like clockwork, tax season is here (eye roll). The good news is, if you’re a homeowner, this is your chance to lower the amount that will be owed by Uncle Sam. Claiming deductions in tax season can do wonders for reducing what’s due come April! Common deductions: Mortgage Interest Property Taxes Mortgage Insurance Premiums
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Selling your home and moving to a new one has unique challenges. This collection of tips will help get you off on the right foot. Tips for Your Move Whether you have moved once or a dozen times, it never seems to get any easier. Here are some hints that we hope you will find
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The real estate closing is a meeting in which payment is transferred from buyer to seller. Find more information about closing a home sale here. Real Estate Closing Closing – or settlement or escrow – is essentially a meeting where the closing agent (the party who conducts settlement) takes in money from the buyers, pays
A home inspection is a thorough visual examination of the home and property. Many mortgage companies insist on a home inspection report before agreeing to a mortgage, so a pre-sale inspection enables you to address problems before you even put the house on the market. It also removes any questions about the condition of your
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WHAT’S THAT??? If a seller helps to finance a real estate transaction, it is called seller financing. Usually, sellers do this when a buyer has difficulty qualifying for a conventional loan or meeting the purchase price. Seller financing differs from a traditional loan because the seller does not give the buyer cash to complete the
Successful negotiating encompasses the acquired ability to use certain skills and techniques to bring about coveted win-win results. I can help you stay focused, objective, and not let your emotions rule. Start with a thoroughly researched, fair price. Respect the other side’s priorities. For example, a buyer with an urgent move-in date might be willing
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You want potential buyers to feel at home from the minute they walk up the driveway. Give them a canvas to fill. It’s showtime! Start with a good cleaning, eliminate clutter, put away the knickknacks and add fresh coats of a neutral-colored paint to brighten rooms. Oh, and tidy up the yard. I can give