File this question under “it depends.” It’s true that loans with down payments of 20 percent or more cost borrowers less over time than low down payment loans. Low down payments leave larger principals to pay off, and those principals create more interest over time. Low down payment loans also require mortgage insurance. However, a […]
Do Low Down Payments Cost More or Less in The Long Run? Read More »
San Francisco, I feel like I don’t even have to say that it’s expensive and unaffordable for the average person, I’m sure the whole country knows it. So what do you do when you get a job in the city but can’t afford to buy? Don’t throw away your money by renting, rent is so
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Red hearts, chocolate, and roses everywhere you go lately. Yes, it’s almost Valentine’s Day again. Some people say things like, “You should celebrate love every day, not just one day” Ok, sure, but come on, we can do it up EXTRA SPECIAL sometimes.!!! There is nothing wrong with it. I personally love it. I have
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If you’re beginning to venture down the road to independence, chances are high you’ll have to take out a loan at some point. Did you go to college? You probably have student loans! Further down the road, you’ll encounter car loans and home mortgages at some point too. But, don’t fear. Loans don’t have to
Everything You Must Know If You Have/Want a Loan Read More »
Congrats!!! You got the job!! Now you’re wondering about your workplace’s policies, don’t worry, I got you covered. 1. WHAT ARE YOUR JOB RESPONSIBILITIES? You know the saying, if you never ask, you’ll never know, well that applies here and almost everywhere. Just ask your HR department what is expected of you and understand what
10 Questions To Ask HR Read More »
HOW TO ESTABLISH CREDIT Start your financial journey by applying for a credit card to start building credit. When I was 18, I got denied a few times and finally Capital One said, yea sure why not, and gave me a credit card with a balance of $300.00 I was stoked! So, don’t get discouraged
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Just like clockwork, tax season is here (eye roll). The good news is, if you’re a homeowner, this is your chance to lower the amount that will be owed by Uncle Sam. Claiming deductions in tax season can do wonders for reducing what’s due come April! Common deductions: Mortgage Interest Property Taxes Mortgage Insurance Premiums
Top 4 Real Estate Deductions You Need to Know. Read More »
Selling your home and moving to a new one has unique challenges. This collection of tips will help get you off on the right foot. Tips for Your Move Whether you have moved once or a dozen times, it never seems to get any easier. Here are some hints that we hope you will find
Tips For Moving Out Read More »